Health Care Reform

 

The Patient Protection and Affordable Care Act (PPACA) promises to change much of our current healthcare system. Portions of PPACA are already in effect with the primary goal of increasing health coverage access for every American.

But universal access will come at a price.
We expect certain provisions of PPACA will increase costs to employers who already are working very hard to offer their employees affordable medical insurance. Tax increases for insurance carriers, healthcare providers, and drug manufacturers will be passed down to the consumer in the form of higher premiums. These higher premiums will apply to plans that, due to mandates, must have higher minimum benefit levels.

What can you do?
You must structure your benefit program and especially your group medical plan to hold down costs. If costs are not controlled and employees pay more than is allowed by law, you may be penalized if employees seek lower cost coverage outside of your employer-sponsored medical plan.

We have many solutions to help you achieve lower costs.
Since 1999, Sailer Benefit Services, Inc. has successfully strived to reduce the amount our clients spend on group medical benefits. Our ProAct model addresses the cost of employee benefits and at the same time helps you increase productivity by decreasing employee presenteeism and absenteeism.

As a privately held firm, we do not have shareholders and are not tied to a national brokerage chain.  Therefore, we do not charge higher fees in order to meet required quotas or revenues. We pass the savings on to you and your employees while providing the professional services of a "big house" brokerage with the personal attention you expect from a boutique brokerage.

We are here to help.  
Contact us now to explore ways to reduce and control the costs of your benefit program!  We’ll offer cutting edge ideas to help keep you out of rough waters.