Company Name
We are excited to share your Benefits Package!
We are here to help you!
Email: [email protected]
Phone: 651-702-5626
We are here to help you!
Email: [email protected]
Phone: 651-702-5626
Online Enrollment
Enrolling in Your Benefits will be as easy as shopping on Amazon. Watch this video for some information, then follow the instructions.
Medical Insurance
Medical insurance is a financial tool protecting you from financial ruin in the case of a major health issue. Medical costs have skyrocketed, and your employer has chosen these plans to help you deal with them.
Where do I find the providers? When searching for providers on these sites, make sure you are viewing the correct network name listed at the top of the Medical Coverage Comparison.
How does Pharmacy and Prescriptions work? Prescriptions are based on a formulary approved by the carrier. There is a prescription for everything. It may not be the brand name, but there always is an appeals process if you and your provider feel it is important for you to have that exact drug. Keep in mind also that there is a wide variation in drug costs across pharmacies. You may need to log into your carrier's website to see the correct formulary.
Click the link below to review your carrier's drug formulary and other info.
How does Pharmacy and Prescriptions work? Prescriptions are based on a formulary approved by the carrier. There is a prescription for everything. It may not be the brand name, but there always is an appeals process if you and your provider feel it is important for you to have that exact drug. Keep in mind also that there is a wide variation in drug costs across pharmacies. You may need to log into your carrier's website to see the correct formulary.
Click the link below to review your carrier's drug formulary and other info.
- Allina/Aetna
- Nationwide
- Blue Cross Blue Shield Minnesota
- HealthPartners
- Medica
- United Health Care
- GoodRx this website can offer substantial savings. Often, you cannot meet your deductible or co-pays using this site, but the savings can be worth it.
Teledoc & Virtual Care
Telehealth is a fast and easy way for you to get a diagnosis and possibly a prescription drug sent to the pharmacy of your choice. In anyone's treatment plan if it is not an emergency, telehealth should be considered for primary care.
Kavira Health
Kivira Health is a local telehealth company providing telehealth, in-home visits, generic prescription drugs at no cost, and even X-rays in the comfort of your own home.
Click here to learn more about Kavira
Kivira Health is a local telehealth company providing telehealth, in-home visits, generic prescription drugs at no cost, and even X-rays in the comfort of your own home.
Click here to learn more about Kavira
FreshBenies
Freshbenies is premier telehealth with advocacy and over 1,400 prescription drugs at no cost.
Click here to learn more about FreshBenies.
Freshbenies is premier telehealth with advocacy and over 1,400 prescription drugs at no cost.
Click here to learn more about FreshBenies.
HSA's, FSA's, HRA's all are Pre-Tax Benefit Programs to help with Costs!
What does Pre-Tax really mean?
How do I access my money?
Healthcare Savings Accounts (HSA)
You must be enrolled in a qualified high-deductible health plan to contribute to an HSA.
An HSA account is a financial tool to help you pay for out-of-pocket expenses like deductibles and co-insurance, as well as other things that might not be covered by your medical plan.
An HSA account is a financial tool to help you pay for out-of-pocket expenses like deductibles and co-insurance, as well as other things that might not be covered by your medical plan.
Why should I get an HSA?
Is a consumer directed health plan right for me?
Is there an App for that?
Should I get an HSA?
How does an HSA Work?
Using your HSA online account with EBC.
HSA Investment Options
How does an HSA Work?
Using your HSA online account with EBC.
HSA Investment Options
Flexible Spending Accounts (FSA)
Flexible spending accounts allow you to put dollars away into a qualified account pre-tax and then pay for your benefits with Tax Advantage Dollars.
Healthcare Reimbursement Accounts
Health care reimbursement accounts (HRA) are an account that your employer sets up to reimburse you when you've met certain criteria and certain expenses. More information about your specific HRA is available in the benefits packet.
Watch this video to learn how to take advantage of it.
Watch this video to learn how to take advantage of it.
Critical Illness Insurance
This kind of policy writes you a check if you are diagnosed with a critical illness. It helps you create and protect your current savings.
How does Critical Illness Coverage work?
How does Critical Illness Coverage work?
Hospital Indemnity Insurance
Hospital Indemnity Insurance writes you a check when you're admitted to a hospital to help pick up deductibles, co-pays, and other covered items.
How does Hospital Indemnity Insurance Work?
How does Hospital Indemnity Insurance Work?
Dental Insurance
When you have dental insurance, you are part of the club, and you get deep discounts when you use in-network providers.
Why is Dental Insurance so important?
Where do I find the providers?
Why is Dental Insurance so important?
Where do I find the providers?
Vision Insurance
Most of us wear glasses eventually, and this is a great way for you to get frames, glasses, and contacts at a discount, as well as protecting your health.
Why is Vision Insurance so Important?
Where do I find the providers?
Why is Vision Insurance so Important?
Where do I find the providers?
Accident Insurance
Accident insurance helps you protect your current savings and create it when you need it the most.
How does Accident Insurance Work?
How does Accident Insurance Work?
Short-Term Disability Insurance
Short-term disability helps you pay your bills when unexpected accidents happen.
How does Short-Term Disability Insurance work?
How does Short-Term Disability Insurance work?
Long-Term Disability Insurance
Long-term disability insurance helps you pay your bills when you experience long-term illness or accidents. Most disability claims are due to illness as we get older.
How does Long-Term Disability work?
How does Long-Term Disability work?
Employer Paid Life Insurance
Employer Paid Group Life Insurance
Your employer feels it is very important that you have a base of life insurance to take care of your loved ones.
How does Group Life Insurance work?
Your employer feels it is very important that you have a base of life insurance to take care of your loved ones.
How does Group Life Insurance work?
Voluntary Life Insurance
Voluntary Life Insurance
Life insurance is about taking care of something you love, like your family. And helping them deal after you are gone with college education, mortgages, and other responsibilities.
How does Voluntary Life Insurance work?
Life insurance is about taking care of something you love, like your family. And helping them deal after you are gone with college education, mortgages, and other responsibilities.
How does Voluntary Life Insurance work?
Financial Wellness
Financial Wellness
Not all of us are experts in financial issues. It's good to have a coach.
Not all of us are experts in financial issues. It's good to have a coach.
Additional Benefits
Dependent Care Flexible Spending Account (DFSA)
Dependent flexible care spending accounts help you pay for day care and other things that are needed for the little ones.
Identity Theft Protection
Identity theft insurance pays for recovery costs but not prevention. Expenses and costs are generally covered in these categories: Attorneys' fees, Lost wages, Notary fees, Credit report fees, and credit monitoring.
- 1.13 million identity theft reports were filed with the U.S. Federal Trade Commission in 2024, a 9.5% increase from 2023.
- The FTC received over 6. 47 million total consumer reports in 2024. 18% were identified as theft-related.
- Identity theft reports have increased more than 70% since 2019, reflecting a sustained upward trend rather than a temporary spike.
To take a look at premiums and/or enroll in coverage, please click on this link. Enrollment is not available through our open enrollment tool and must be done through website.
If you have questions feel free to contact Sailer Benefit at (651) 702-5626 or email us at [email protected]
